Skip to main content
The Basaran GroupLoKation Real Estate · South Florida
Boca Raton

Which Boca Raton ZIP codes are inside the City of Boca Raton limits?

Short answer

Based on Census Bureau 2020 boundary data, only three ZIP codes used for Boca Raton addresses, 33431, 33432 and 33486, lie entirely inside the City of Boca Raton. Others such as 33433, 33434, 33487 and 33496 are split between the city and land outside it, and 33428 and 33498 have no land inside the city at all.

Why doesn't a Boca Raton ZIP code settle the question?

The City of Boca Raton states that having a Boca Raton address does not necessarily mean you live within City limits. ZIP codes were never designed to follow city boundaries.

According to the US Census Bureau, the ZIP Code is a US Postal Service trademark created to coordinate mail handling and delivery, and ZIP Codes are assigned to delivery routes. To map them, the Census Bureau builds ZIP Code Tabulation Areas (ZCTAs), which are generalized areas built from 2020 census blocks, so a ZCTA approximates a ZIP code rather than matching it exactly.[1][2]

How do the main Boca Raton ZIP codes split?

The Census Bureau's 2020 ZCTA-to-Place Relationship File reports how much of each ZCTA's land area falls inside each incorporated city. For the residential ZIP codes commonly used for Boca Raton addresses, the share of land area inside the City of Boca Raton (2020 boundaries) is:

  • 33431: 100% inside the city
  • 33432: 100% inside the city
  • 33486: 100% inside the city
  • 33487: about 71% inside the city, about 8% in the Town of Highland Beach, and the rest outside any city or town
  • 33496: about 35% inside the city
  • 33434: about 20% inside the city
  • 33433: about 11% inside the city
  • 33428: no land inside the city
  • 33498: no land inside the city[3]

How do I confirm a specific property?

Percentages describe land area, not individual homes, and they reflect 2020 boundaries. For a specific address, use the City's Boca Raton Residency Map, which shows whether a home is a City of Boca Raton residence (blue), a Greater Boca Raton Beach and Park District residence (yellow), or a Palm Beach County residence (green).

The City's beach permit page makes the same point: parts of Boca Raton are in the Greater Boca Raton Beach and Park District and some are in unincorporated Palm Beach County. Check the exact address before assuming which taxes, permits or services apply.[1][4]

Key takeaways

  • ZIP codes follow mail delivery routes, not city limits.
  • In 2020 Census data, 33431, 33432 and 33486 are entirely inside the City of Boca Raton.
  • 33433, 33434, 33487 and 33496 are split, while 33428 and 33498 lie fully outside the city.
  • The City's Residency Map is the quickest way to confirm a single address.

Sources

  1. [1]City of Boca Raton — Determine Your Residency
  2. [2]US Census Bureau — ZIP Code Tabulation Areas (ZCTAs)
  3. [3]US Census Bureau — 2020 ZCTA to Place Relationship File
  4. [4]City of Boca Raton — Beach Permits & Daily Rates

Reviewed October 11, 2026. General real-estate information for Florida, not legal, tax, lending or insurance advice. Laws, rates and deadlines change — confirm property-specific facts with the agency cited, a Florida real-estate attorney, CPA or licensed insurance agent.

Have a question about a specific property?

Rules like these play out differently address by address. Tell us the property and what you are deciding. The Basaran Group · Anthony Basaran, P.A. · LoKation Real Estate.

Ask The Basaran Group