When are Florida property taxes due, and how do early-payment discounts work?

Florida property tax bills go out around November 1 and can be paid through March 31, with discounts of 4% in November, 3% in December, 2% in January and 1% in February. Taxes become delinquent on April 1, after which interest and costs are added and the tax collector can sell a tax certificate on the property. Bills arrive around November 1 and are payable through March 31. Paying in November saves 4%, and the discount drops one point each month through February. Taxes are delinquent on April 1, and unpaid taxes can lead to a tax certificate sale. Escrowed bills go to your mortgage servicer, but not receiving a bill does not excuse late payment. New buyers pay the full first-year bill because the seller's share is credited at closing.

When Are Florida Property Taxes Due? Discounts Explained

What is the yearly property tax calendar?

State law sets the same basic schedule in every county:

January 1: property is valued and exemption status is set for the year.
March 1: deadline to apply for homestead and other exemptions.
August: the property appraiser mails the Notice of Proposed Property Taxes (TRIM notice).
November 1: taxes are due, or as soon afterward as the tax collector receives the certified tax roll.
Discounts: 4% in November (or within 30 days after the original notice is mailed), 3% in December, 2% in January, 1% in February, and none in March.
April 1: unpaid taxes become delinquent (or 60 days after the original notice is mailed, if that is later).[1][2][6]

How does paying work in Palm Beach and Broward?

The Palm Beach County Tax Collector mails more than 600,000 bills by November 1 to the mailing address on file with the property appraiser. Payments must arrive by the last business day of a month to get that month's discount, deadlines that fall on a weekend or holiday move to the next business day, and delinquent taxes cannot be paid online.

The Broward County Tax Collector also mails bills on November 1. Delinquent Broward property tax bills incur 3% interest plus advertising costs. Online card payments carry a 2.55% processing fee, while electronic checks have no listed fee. Broward also offers a partial payment option of up to five payments of at least $100 each on the current bill, arranged by contacting the tax collector.[3][4]

What about escrow, installments and first-year buyers?

If your mortgage includes an escrow account, the bill goes to your mortgage company and you receive a courtesy copy, according to the Broward County Property Appraiser. If you bought the home this year, you are responsible for the entire bill when it arrives in November, because the seller's share was typically credited to you at closing. Not receiving a bill does not excuse late payment. If you sold a property, Palm Beach County asks that its bill be forwarded to the new owner or reported through the tax collector's Property Sold Form.

Both tax collectors offer installment plans. Broward's requires enrolling between November 1 and April 30 for the next tax year, with payments due June 30 (6% discount), September 30 (4.5%), December 31 (3%) and March 31 (no discount).[3][4][5]

Key takeaways

Bills arrive around November 1 and are payable through March 31.
Paying in November saves 4%, and the discount drops one point each month through February.
Taxes are delinquent on April 1, and unpaid taxes can lead to a tax certificate sale.
Escrowed bills go to your mortgage servicer, but not receiving a bill does not excuse late payment.
New buyers pay the full first-year bill because the seller's share is credited at closing.

Sources

Reviewed October 11, 2026. General real-estate information for Florida, not legal, tax, lending or insurance advice. Laws, rates and deadlines change — confirm property-specific facts with the agency cited, a Florida real-estate attorney, CPA or licensed insurance agent.