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Boca Raton

Do I need a permit and HOA approval to renovate a home in Boca Raton?

Short answer

Most renovation work in Boca Raton needs a building permit, because Florida law makes it unlawful to construct, alter, repair or demolish a building without a permit from the local enforcing agency: the City's Building Division inside city limits, or Palm Beach County's Permit Center in unincorporated West Boca. If the home is in a homeowners' association, architectural approval from the HOA is a separate step governed by the recorded covenants and Florida Statutes section 720.3035.

Who issues the permit?

Florida Statutes section 553.79 requires a permit from the appropriate enforcing agency before anyone constructs, erects, alters, modifies, repairs or demolishes a building. Which agency that is depends on whether the property is inside city limits.

Inside the City of Boca Raton, you apply, pay fees and schedule inspections through Boca eHub, and upload plans through Boca ePlans (ProjectDox). In unincorporated Palm Beach County, the county Permit Center processes building permit applications through its ePZB portal.[1][2][4]

What does a City of Boca Raton permit involve?

Per the City's FAQ (as of 2026), building permit fees are 1.6% of the total job cost, with an initial deposit of 1% of the contract amount or a $100 minimum at submittal. Other fees, such as impact fees or Community Appearance Board fees, may apply. Pools, docks, decks, screen enclosures, fences and generators each need their own permit application.

Work generally cannot start before the permit is issued; the City allows pre-permit construction agreements only for commercial tenant and multifamily interior build-outs. Homeowners can pull an owner/builder permit only for a single-family home they own personally (not through a business) and currently live in, with the application signed and notarized by the owner.

  • The City's post-storm guide lists some work that does not need a permit, such as leak repairs and toilet replacements with no valve or pipe changes.
  • For emergency repairs that would normally need a permit, the guide says to apply by the next business day.[2][3][6]

Does my HOA have to approve it too?

A building permit does not replace HOA approval. Under section 720.3035, an HOA or its architectural committee may review plans only to the extent the declaration of covenants or its authorized published guidelines give it that power, and it must apply those standards reasonably and equally to all owners.

The statute also says an HOA may not regulate interior work that is not visible from the frontage, an adjacent parcel, a common area or a community golf course; must state in writing the specific rule behind any denial; and may not deny hurricane protection that meets the specifications its board has adopted. This statute covers homeowners' associations, so condo owners should check their own association's documents, and a Florida real-estate attorney can advise on a dispute.[5]

Key takeaways

  • Florida law requires a permit before most construction, alteration, repair or demolition work.
  • City of Boca Raton homes use the City's Building Division; unincorporated West Boca homes use the Palm Beach County Permit Center.
  • City permit fees are 1.6% of total job cost per the City's FAQ (as of 2026), plus any other applicable fees.
  • HOA architectural approval is a separate step, limited to what the recorded covenants authorize.

Sources

  1. [1]Florida Senate — Florida Statutes 553.79, Permits; applications; issuance; inspections
  2. [2]City of Boca Raton — Permit Process Information
  3. [3]City of Boca Raton — Frequently Asked Questions
  4. [4]Palm Beach County Planning, Zoning & Building — Permit Center
  5. [5]Florida Senate — Florida Statutes 720.3035, Architectural control covenants
  6. [6]City of Boca Raton Building Department — Post-Storm Permitting & Recovery Guide (PDF)

Reviewed October 11, 2026. General real-estate information for Florida, not legal, tax, lending or insurance advice. Laws, rates and deadlines change — confirm property-specific facts with the agency cited, a Florida real-estate attorney, CPA or licensed insurance agent.

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